Purchase vs. rent calculator

Während Sie als Mieter Monat für Monat verbindlich zahlen, reduzieren Sie als Eigentümer einer Immobilie, der diese finanziert hat, monatlich Verbindlichkeiten – durch automatische Tilgung und im Zuge von Inflation. Gleichzeitig profitieren Sie plötzlich von steigenden Mieten, partizipieren in Zukunft an den positiven Entwicklungen des Berliner Immobilienmarkts und bauen Vermögen auf.

Test out a variety of scenarios with this ready reckoner and calculate the financial benefit based on your expectations of the future development of our capital city.

Input box

Information on rents
€
Net rent per month (for a comparable freehold apartment/ rented apartment) max. EUR 6,000
%
Anticipated rental increase (every 3 years) max. 25 %
Information on purchase
€
Purchase price of the freehold apartment (incl. purchaser’s on costs) max. EUR 2,000,000
%
Anticipated increase in value of the freehold apartment (every 10 years) max. 100%
€
Amount of the own capital to be used max. EUR 2,000,000
%
Interest rate over the total term of the loan max. 9%
€
Gewünschte Finanzierungsrate <min. 500 EUR max. 7.000 EUR>
€
Service charges including maintenance reserve per month (approx. EUR 1.70 per sqm for new-build and EUR 2.50 per sqm for period buildings) max. EUR 900
Calculate
+ 500.000
- 500.000
> 500.000
> 500.000
> 500.000
> 500.000
Rental costs
400.000
Advantage of purchase
50.000
Capital = Value of property less residual financing debt 300.000
Purchase costs = Initial own capital less financing rates and service charges 300.000
1
40
Break-Even-Point

Financing?
So it goes!

Choose from over 100 banks to see the best mortgage. Comprehensive selection, competent advice and the most favourable conditions

We also advise you personally - just call us.
Our know-how
 

We support you
Your Financing